Charles Hertan Numismatics at 71 Bradford St (Northampton): Numismatic vs. Bullion—How to Get a Clear Offer

When you’re weighing offers for a coin collection, scrap gold, or bullion, the most important detail isn’t the first number you receive—it’s how the dealer classifies what you’re submitting. Charles Hertan Numismatics is a Massachusetts coin dealer (and PCGS/NGC/CAC affiliate, per its official site) that buys and sells U.S. gold, silver, and copper coins, U.S. currency, world coins, and gold and silver bullion.

This article is written to help you make the same “apples-to-apples” decision a dealer should be able to explain: are your items being treated as numismatic coins, bullion, or both—and can they point to the reasoning behind the valuation?

Separate collectible coins from bullion before you compare

Charles Hertan Numismatics describes buying and selling both (1) coins and (2) gold and silver bullion. That matters when your submission includes more than one type of asset, because pricing logic can differ based on whether something is valued as a collectible coin versus as precious metal.

Before accepting any quote, ask how they split your mix. If you have a blend of collectible/graded-type items and bullion metal, separate those categories in your own notes—even if you eventually send everything together.

Use a prepared list so the dealer can classify accurately

The official site encourages submitting an inventory list or pictures of your collection or accumulation. To make classification easier, create a list that includes identifying details (such as dates/series for coins and key notes like mintmarks and condition notes), and label each line item as either a collectible coin or bullion/precious metal.

If you’re unsure how a specific item will be treated, ask the dealer how they want it presented. That reduces the risk of misunderstandings that can later make offers feel inconsistent.

Get the valuation reasoning for condition and identification details

For numismatic coins, buyers often care about details that don’t show up in a casual description. The same idea applies when you’re comparing offers for gold and silver that could be evaluated differently depending on form or purity.

Ask Charles Hertan Numismatics how they evaluate the condition and what documentation—or clear logic—supports an offer. For example, if a coin is described as falling within a grade range, ask what evidence they used. If bullion is treated differently based on form or purity, ask what factors drive the pricing.

The official site also notes affiliations including PCGS and NGC and states it has been buying and selling for more than twenty years. With that experience, you can request a simple walkthrough of how they determined the portion of the numbers tied to the numismatic category versus bullion/metal category.

Confirm scope and submission options with the Northampton office

Dealers can differ in how they handle submissions, especially when you’re selling multiple types of items. Charles Hertan Numismatics states it can travel to your home to appraise and purchase coins and currency, with office appointments also available for a small fee, and it mentions free phone consultation.

If you’re local, the site lists the address as 71 Bradford St, Northampton, MA 01060. Call ahead so you can confirm which process fits your situation and how they want your inventory organized.

Call to confirm coin vs bullion handling

Before you send anything, you can phone +1 413-320-7009 and ask the dealer to confirm how they take your exact formats and how they will separate pricing categories. This is especially helpful when your items include both collectible coins and bullion.

Send remote materials in the format they prefer

If you’re starting with pictures or a list, follow the guidance from the official site and share inventory details early. Ask what format they prefer (for instance, photos that clearly show identifying views for coins, and clear labeling for bullion/metal items) and whether they need additional angles.

Decide based on clear category answers, not only the final number

When comparing offers, focus on whether the dealer can answer in plain language:

• Which lines are treated as numismatic coins versus bullion?
• What identification or condition details matter for your specific items?
• What evidence supports any category-based decisions and any grade-related logic (when applicable)?
• How the final valuation is documented so you can understand the reasoning?

By clarifying category and valuation reasoning up front—especially with a dealer that handles both numismatic coins and gold and silver bullion—you improve your odds of comparing offers on the same basis, whether you’re selling coins, bullion, or a mixed collection.

Editorial note. Honduras Collectibles is an independent directory and does not buy or sell coins, broker transactions, certify dealers, or promise quotes. Prices and percentages quoted reflect industry-typical ranges and are indicative only; spot price is a reference point, not a dealer offer. We do not provide professional valuation or investment advice.