Ken's Coins Currency & Stamps

What this desk does

Ken's Coins Currency & Stamps appears as a Harrisburg, PA coin and precious-metal dealer — mostly the basic phone-and-address kind of entry. Use this page as a starting point. Before bringing in coins or jewelry, call to confirm whether they appraise on the spot, what categories they buy (raw coins, graded slabs, scrap gold, estate lots), and whether you need an appointment.

How this desk compares to the alternatives

The table below is a generic comparison for the kinds of choices a seller faces, not a ranking. The "this dealer" column is filled in based on signals on file; other columns describe typical channel behavior.

What to bring with you

1. Photo ID. Federal anti-money-laundering rules require it for any precious-metal transaction; Pennsylvania adds a state license check on top.
2. Original packaging. US Mint sets, proof boxes, certificates — they raise the offer even if the coin itself is the same piece.
3. Grading slabs. PCGS / NGC / ANACS / ICG slabs trade at known levels; bring all of them, even cracked-out cases.
4. Provenance docs. Probate paperwork, original purchase receipts, prior insurance schedules.
5. An inventory list. For mixed lots over a few hundred dollars, a written inventory keeps both sides honest.
6. A second opinion. If a single piece is potentially worth four figures, get two written offers before you sell.

Frequently asked at the counter

Will they appraise without obligation?

Most coin and bullion dealers will give a verbal appraisal for free if you might be selling — that's the standard. A written appraisal for insurance or estate purposes usually costs $50-200 or 1-2% of value because it requires more documentation.

How do I know the offer is fair?

For bullion, check the day's spot price (kitco.com or APMEX) — fair offers are 92-96% of spot. For numismatics, look up the coin on the PCGS Price Guide or NGC for retail comparables. If the offer is way below those marks without a clear reason, get a second opinion.

Should I clean my coins before bringing them in?

No. Cleaning a coin almost always reduces its value, sometimes by 50% or more — graders mark cleaned coins as damaged. Even a soft cloth can leave hairlines visible under magnification.

Cash, check, or wire — and is there a max payout?

Smaller transactions are usually cash or check on the spot. Anything over $10,000 in cash triggers federal IRS Form 8300 reporting. Many dealers cap same-day cash at $5,000-10,000 and pay the rest by check or wire — ask before driving over with high-value items.

What the rules say in Pennsylvania

Pennsylvania regulates precious-metals dealers — most jurisdictions require a dealer's license, photo ID for every transaction, and a 3-15 day hold period before bought items can be resold or melted. The hold gives law enforcement time to recover stolen property; it isn't a sign of suspicion.

Editorial note. We are an independent directory and do not buy or sell coins. Information here is sourced from public listings, the dealer's own website, and customer reviews. Prices are indicative only. We do not provide investment advice; consult a licensed financial advisor before making decisions about precious metals as part of a portfolio.